*This article contains PR and announcements (including notices regarding affiliate advertising).
Good evening, this is Yuyushi🌙
Tonight, I will organize 4 preparations you can make before a new real estate crowdfunding fund is released.
For first-come, first-served types, advance procedures such as member registration and identity verification may be required (this varies by service). I have summarized these as preparations so you can check them without rushing after the release.
*This assumes the type that uses the Real Estate Specified Joint Enterprise Act mechanism. Lending-type and equity-investment-type funds have different items to check.
First, the prerequisites
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Principal is not guaranteed. There is a possibility of loss of principal.
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The projected yield is not a guaranteed value.
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During the investment period, you may not be able to move your funds (some funds cannot be cancelled midway).
4 preparations to make before release
1. Status of member registration and identity verification
For first-come, first-served types, if the necessary procedures are not completed by the time recruitment starts, you may not make it in time for the application. The time it takes to complete identity verification varies depending on the service and method. Check your identity verification completion status and the application procedure as well.
2. Deposit method and deadline
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Is a deposit required before application?
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Deposit deadline after application
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Deposit method and fees
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Financial institution cutoff times
If the procedure is not completed by the deadline, it may be cancelled (this varies by service).
3. Upper limit of surplus funds
Before the release, decide on the following two things.
These are preparations to ensure you don’t panic and increase your investment amount during first-come, first-served offerings.
4. Order of review
Once it is released, check in the following order:
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Offering method and date/time
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Expected yield (converted to the investment period length)
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Investment period, repayment, and early termination
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Priority/subordination structure
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Pre-contract documents and operator’s license/registration status
The priority/subordination structure is a mechanism where the subordinated investor bears losses first up to a certain range. For losses exceeding that range, there is a possibility that the investor’s principal may decrease.
One calculation to remember before release
Look at the annualized rate figure in conjunction with the investment period.
Example (hypothetical figures, simple pre-tax calculation): If the annual rate is 12% and the investment period is 6 months, it is equivalent to approximately 6% in simple terms. This is not an actual fund figure, but an example to show how to view it. Some funds display figures based on the investment period rather than the annual rate, so check the display method as well. This does not guarantee actual distribution amounts, investment results, or the return of principal.
Pre-release checklist
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Have you completed member registration and identity verification for the service you are considering using?
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Have you checked if a deposit is required before applying, and confirmed the deposit method and deadline?
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Have you decided on the maximum amount you can invest and confirmed that it is money you won’t need during the investment period?
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Have you decided on the order in which you will review the information?
📣 Announcement: I will organize and post this on Friday, 10/23.
A new real estate crowdfunding fund is scheduled to be released on Friday, 10/23 (subject to change). Once it is released, I will organize the terms and risks and post them.
If you register, you will receive an email notification about the update on 10/23.
*This article contains PR and announcements (including notices regarding affiliate advertisements).
*Investments fluctuate in price, and there is no guarantee of principal. This does not recommend any specific service or product. Since the mechanisms differ for each service, please check the latest information on each official website. Please make your final investment decisions yourself.
Thank you for your hard work today.
Yuyushi
#RealEstateCrowdfunding #Crowdfunding #AssetFormation #InvestmentBeginner #MoneyStudy
